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Emergencies come in moments that we least expect them. Sometimes we may be caught off guard where we have no money to spend because payday is still quite far and the remaining money from the last one will not be enough. In times like these, the common solution that people find is by making loans or borrowing money. Making loans is the most recommended way to do it but how about if the money is needed immediately. Loans done in bank may take time to process granted that the application of the borrower is approved. Furthermore, if the borrower is has a poor credit history, there is little to no chance at all that the bank will approve the loan application.
This is the reason why payday loans exist. Bad credit payday loans cater specially to borrowers with bad credit records and those that need immediate cash for an emergency. Loans are granted in bad credit payday loan as long as the borrower is capable of repaying it back including the interest. This only means that the borrower should have a stable job with enough salary for the repayment. If this is instantly verified the lender will immediately deposit the amount to the borrower's bank account. The only drawback of such loan is that they have a bit higher interest rate than the usual loan interest from banks. However, since the loan is only short term and would be paid on the next payday of the user, the interest included in the loan will not accumulate into a big sum. This make bad credit payday loan one of the best option for those who are in need of an immediate cash. 

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asked Feb 16 by JocelynMccue (100 points)

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